SERVICES FOR BUSINESSES & ORGANIZATIONS

We specialize in managing the financial assets and investments of privately-held businesses, foundations, endowments, charities and other entities. We also provide comprehensive wealth planning services tailored to the unique needs and circumstances of each organization we work with as well as their owners and executives.   

Our capabilities include: 

BUSINESS EXIT & SUCCESSION PLANNING

We provide specialized expertise in helping our clients navigate the complexities of transitioning ownership and managing personal wealth.  We focus on areas such as tax optimization planning, exit strategy integration and post-exit financial management.  Working in partnership with our clients' tax, legal and banking partners, we work to ensure their personal financial goals align with their business exit strategy. 

CASH MANAGEMENT SOLUTIONS

We provide corporate cash flow solutions aimed at optimizing cash yields while taking into account business risk and cash flow requirements.  This may involve investing excess cash in short-term Treasury securities, government bonds or money market funds to optimize returns while maintaining liquidity. 

LENDING SOLUTIONS

A securities-based line of credit is a flexible, cost-effective, solution that allows our clients to access liquidity strategically.  This solution allows our clients to gain access to liquidity through leveraging their existing investment portfolios.  Securities-based lines of credit can be used for many purposes, such as real estate purchases and business financing.     

QUALIFIED AND NON-QUALIFIED RETIREMENT PLAN MANAGEMENT

We help our clients in determining an appropriate corporate retirement plan while also assisting with the plan implementation and servicing.  We also oversee investment vehicle selection and plan asset management.  

OUTSOURCED CHIEF INVESTMENT OFFICER (OCIO) SERVICES  

For pensions, family offices, governments and charitable organization seeking OCIO services, we provide a comprehensive and integrated approach to investment management, combining expertise, efficiency, and accountability to optimize portfolio outcomes while allowing our clients to focus on their core missions and strategic priorities.  This involves investment policy development & review, asset allocation, investment selection, due diligence and ongoing monitoring.  We also provide multi-asset class and mission driven ESG portfolio solutions.

BUSINESS STRUCTURE OPTIMIZATION PLANNING

In partnership with our tax and legal partners, we work with our clients to identify an appropriate legal entity structure (LLC, corporation, partnership) based on a number of factors, including but not limited to, liability protection, tax implications, regulatory requirements and long-term business goals.  

THE PROBLEM
We work with privately held businesses and their owners who often face the unique challenge of having substantial wealth tied up in their companies, while needing flexible access to liquidity for both business and personal needs. Our clients look to us for solutions that help manage cash flow efficiently, maximize yield on idle cash, and secure liquidity without compromising control or triggering unnecessary taxes.

Owners of privately held businesses frequently seek guidance on how to:

✅Access liquidity without selling core business assets or diluting ownership.

✅Manage cash flow effectively to meet both business and personal obligations.
 

✅Ensure that excess cash is working as hard as possible by earning competitive yields while maintaining flexibility.
 

✅Align business cash strategies with personal wealth planning for long-term security.
 

These objectives require integrated solutions that bridge business operations and personal financial goals.

OUR SOLUTIONS
We collaborate with business owners, their legal counsel, CPAs, and banking partners to design customized plans that may include:

Tailored Lending and Credit Solutions
We help structure credit facilities for businesses and their owners — including securities-backed credit lines — to provide flexible liquidity without sacrificing ownership or control.

Strategic Dividend, Distribution, and Buy-Sell Planning
We advise on dividend and distribution policies that support both the liquidity needs of owners and the capital requirements of the business, while integrating buy-sell funding and insurance strategies to ensure readiness for transitions or estate obligations.

Proactive Cash Management and Yield Optimization
We help businesses deploy excess corporate cash into short-term Treasuries, high-quality fixed income instruments, and institutional money market funds designed to enhance yield while preserving liquidity. These strategies ensure that idle cash is working efficiently without exposing the business to unnecessary risk.

Coordinated Portfolio Management
We design custom investment portfolios with liquidity, tax efficiency, and flexibility in mind — ensuring businesses and owners have access to capital when needed to support lifestyle goals or strategic opportunities.

Through these strategies and others, we help private businesses and their owners optimize cash flow, enhance returns on short-term assets, and align their business and personal balance sheets for long-term success.